Terms and Conditions
Effective Date: 08 January 2026
Welcome to the Loan Management System (LMS). By using this App, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.
1. Acceptance of Terms
By accessing or using the App, you agree to these Terms and Conditions. If you do not agree, please do not use the App.
2. Eligibility
You must be at least 18 years old and a resident of India to use this App. By using the App, you confirm that you meet these requirements.
3. User Account
You are responsible for maintaining the confidentiality of your account credentials. Any activity under your account is your responsibility. Notify us immediately if you suspect unauthorized access.
4. Loan Services
- The App facilitates loan applications, approvals, and repayments.
- Loan approval is subject to verification and creditworthiness assessment.
- Interest rates, fees, and repayment terms will be clearly disclosed before loan disbursement.
- Failure to repay loans may result in penalties, legal action, and credit score impact.
5. User Responsibilities
You agree to:
- Provide accurate and truthful information
- Use the App only for lawful purposes
- Not engage in fraudulent activities or misuse the App
- Comply with all applicable laws and regulations
6. Prohibited Activities
You must not:
- Use the App for illegal or unauthorized purposes
- Attempt to hack, reverse-engineer, or disrupt the App
- Share your account with others
- Upload malicious content or viruses
7. Data Collection and Privacy
We collect and use your data as described in our Privacy Policy. By using the App, you consent to data collection and processing.
8. Intellectual Property
All content, trademarks, and materials in the App are owned by us or our licensors. You may not copy, modify, or distribute any content without permission.
9. Limitation of Liability
We are not liable for:
- Errors, interruptions, or delays in the App
- Loss of data or unauthorized access
- Third-party services or payment gateway issues
Use the App at your own risk.
10. Termination
We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent activities.
11. Changes to Terms
We may update these Terms from time to time. Continued use of the App indicates acceptance of the revised Terms.
12. Governing Law
These Terms are governed by the laws of India. Any disputes will be resolved in the courts of [Your City/State].
13. Contact Us
If you have any questions or concerns, please contact us:
App Name: Loan Management System
Email: codeplusetech@gmail.com
Phone: +91 9840697692